Filing Disability, Life and Accident Claims

Learn when and how to file claims for disability, life and accident insurance and business travel accident insurance. Understand your rights if those claims are denied and learn other legal information.
To get the most from your coverage, be sure you know:
When to file a claim
The timeframes for filing claims
What information you or your beneficiaries need to submit
The process for claims review — and if a claim is denied, for appealing a claim
Don't forget to keep your beneficiary information up to date. What's on file with the Benefits Office stands, even if your circumstances change.